Nope, you don't need a credit card to get started with MFY. Take MFY out for a spin for 15 days of free trial after which you will be requested to add a credit card so that you can continue to enjoy MFY for free under the Free Plan for upto 500 Facebook Messenger subscribers. In-order to not limit your growth, your account will be auto-upgarded to the Pro plan ($5/month when paid annually) once the number of Facebook subscribers crosses 500.

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